We will never give investment advice until we have conducted a thorough evaluation of your circumstances, objectives, attitude to risk, access requirements and tax position.
Key to our approach is an evaluation of your attitude to risk and matching that to a suitable “Asset Allocation”. Research has shown that the vast majority of investment return, and portfolio behaviour, is determined by the relative mix of asset types making up the portfolio (shares, fixed interest, cash, property, commodities etc).
However, market conditions change and clients’ attitude to risk often changes with time and experience. Our ongoing service aims to ensure that your investments always remain appropriate.
As independent advisers, we work with the world’s best investment managers to deliver client investment solutions.
We also advise on specialist investment products that can make the most of available tax breaks. In all cases, we will invest in the most appropriate vehicle to minimise or eliminate tax on your returns.
Our independent status allows us to both access investment management excellence from the whole market and to offer the diversification that helps to reduce risk.